DIY Wills: The Cheapest Option
Writing your own will without professional help is the most budget-friendly route. You can find free templates online or in books, but these often lack state-specific legal language. For a more reliable option, paid will-writing software or printable templates cost between $20 and $80.
The main advantage is cost, but the risk is errors. A will that doesn't meet your state's formal requirements—like the number of witnesses or notarization—can be challenged in court. That could cost your heirs thousands in legal fees later.
If you choose DIY, use a state-specific template from a reputable source. Fill it out carefully, sign it in front of the required witnesses, and keep it in a safe place. Remember, state rules vary on what makes a will valid.
- Free templates: $0, but high risk of invalidity
- Paid online templates: $20–$80
- Will-writing software: $30–$100
- No legal advice included
Online Will Services: A Balanced Middle Ground
Online will services have become popular because they offer guided questionnaires and state-specific documents at a fraction of lawyer costs. In 2026, most services charge between $40 and $200 for a basic will. Some offer bundles with living wills, powers of attorney, and trusts for $150 to $400.
These platforms often include updates for life changes, like marriage or a new child, for an additional fee. Some offer attorney review for a higher tier, usually $100 to $300 more. This can be a good compromise if you want professional oversight without full legal representation.
Before choosing a service, check if it's recognized in your state. Many services are not available in all states or have different pricing. Read reviews and understand the refund policy. Remember, you're still responsible for ensuring the will is properly signed and witnessed.
- Basic will: $40–$200
- Bundle with living will and POA: $150–$400
- Attorney review add-on: $100–$300
- Subscription for updates: $20–$50/year
Hiring an Estate Planning Attorney: The Premium Route
For complex estates or peace of mind, hiring an attorney is the most reliable option. In 2026, a simple will from a lawyer typically costs between $300 and $1,000. The price varies based on your location, the attorney's experience, and the complexity of your assets.
An attorney can handle more than just the will. They can set up trusts, minimize estate taxes, and plan for incapacity. They also know your state's specific laws and can draft documents that avoid common pitfalls. This is especially valuable if you own a business, have a blended family, or have significant assets.
Attorney fees may be flat-rate or hourly. Hourly rates range from $150 to $500 per hour. Ask for a written fee agreement upfront. Many attorneys offer free initial consultations, so shop around before committing.
- Simple will: $300–$1,000
- Hourly rates: $150–$500/hour
- Complex estate planning: $2,000–$5,000+
- Includes legal advice and state-specific drafting
Hidden Costs and Additional Fees
The cost of the will itself is not the only expense. You may need to pay for notarization, which costs $5 to $20 per document. Some states require witnesses, and while they usually don't charge, you might want to offer a small token of appreciation.
Storing your will securely is also important. A safe deposit box costs $30 to $100 per year. Some online services offer digital storage for a small fee. If you update your will, you'll need to pay again—either for a new software download or an attorney's revision fee.
Probate is another potential cost after your death. While not directly a will cost, the complexity of your will affects probate expenses, which can range from 2% to 5% of the estate's value. Proper planning can reduce these costs.
- Notary fees: $5–$20 per signature
- Safe deposit box: $30–$100/year
- Will updates: $20–$300 each time
- Probate costs: 2%–5% of estate (if applicable)
How to Choose the Right Option for You
Start by assessing your situation. If you are young, single, and have few assets, a DIY or online will may suffice. If you have a spouse, children, a home, or a business, an attorney is a wise investment. The cost difference is small compared to the potential legal battles.
Consider your comfort with legal documents. If you are not confident, a mistake could be costly. Also, think about future changes. An attorney's will is often easier to amend properly. Online services may require a new subscription.
Get quotes from multiple sources. Compare what's included in the price—like revisions, storage, and attorney consultations. Read the fine print. And remember, the cheapest option is not always the best value if it leads to problems later.
- Assess asset complexity and family situation
- Compare total costs including updates and storage
- Check state-specific legal requirements
- Ask for itemized fee breakdowns
Saving Money on Estate Planning Without Sacrificing Quality
You don't have to break the bank to get a valid will. Look for legal aid clinics in your area that offer free or low-cost will preparation for qualifying individuals. Some employers offer group legal plans that cover estate planning documents.
Consider a hybrid approach: use an online service to draft your will, then have an attorney review it for a flat fee. This can cost around $200 to $400, which is often cheaper than full representation. You get professional oversight without the hourly billing.
Another tip is to bundle documents. If you need a will, living will, and power of attorney, getting them together is usually cheaper than separately. Many online services and attorneys offer package deals. Plan ahead to avoid rush fees.
- Legal aid clinics: free to low-cost
- Employer group legal plans: often included in benefits
- Attorney review of DIY will: $200–$400
- Bundle documents for discounts
Sources & references
For further reading, see these general legal resources from the Cornell Legal Information Institute.
- Estate tax — Cornell Legal Information Institute
- Wills — Cornell Legal Information Institute
- Intestate succession — Cornell Legal Information Institute
External links open in a new tab. These sources are provided for general information only and are not legal advice.